What are the limitations of a student pilot concerning carrying passengers or cargo?

A student pilot is subject to specific limitations regarding carrying passengers or cargo, primarily to ensure safety and compliance with regulations. The correct choice emphasizes that a student pilot is prohibited from carrying passengers or cargo for any compensation or hire. This restriction is in place because student pilots are still in the learning phase and may not have the experience or skills required for safe operations involving paying passengers or substantial cargo.

Additionally, while a student pilot can operate an aircraft solo, their privileges do not extend to commercial use or carrying individuals and items for profit. Regulations are designed to ensure that only fully qualified pilots with appropriate certifications are allowed to conduct commercial operations, which includes carrying passengers or cargo for compensation.

The other options illustrate various scenarios that are not aligned with the established guidelines for student pilots, reinforcing the importance of adhering to legal and safety protocols during their training period. Thus, the prohibition against carrying passengers or cargo for profit ensures that student pilots focus on their training without the added pressures and complexities of commercial flying.